Retail & convenience
Fast countertop checkout with chip, contactless and mobile wallets.
FREE card machine · No fixed-term contract
Compare card machines and start saving
Get a FREE card machine with transparent pricing, no fixed-term contract and next-working-day payments.
Your MCR offer at a glance
- 0.7% ICC++
- Just 5p per transaction
- FREE card machine
- £0 PCI fees
- Next-working-day payments
Rated by UK small businesses Secure, PCI-ready payments
FREE card machine
0.7% ICC++ + 5p
Next-working-day payments
£0 PCI fees
UK-based support
Who we work with
Trusted by businesses across Manchester and the UK
From high-street retail to hospitality groups, we tailor the terminal and the tariff to how you trade.
Hospitality & leisure
Pay-at-table handhelds with tipping, split bills and rapid settlement.
Salons & professional services
Compact terminals for appointment-based businesses and mobile trade.
Compare packages
Three machines. One brilliant price.
The same industry-leading rates across all our hardware. Choose the hardware that fits your workflow.
MCR Counter
Reliable stationary terminal
0.7%ICC++
+ 5p per transaction
Free Machine Included
- Ethernet & Wi-Fi connectivity
- Integrated thermal printer
- Crystal clear touchscreen
Most Popular
MCR Go
Compact portable power
0.7%ICC++
+ 5p per transaction
Free Machine Included
- Mobile GPRS & Wi-Fi roaming
- Pocket-sized performance
- All-day battery life
- Secure PCI compliant tech
MCR Flex
Ultimate mobile freedom
0.7%ICC++
+ 5p per transaction
Free Machine Included
- Dual 4G & Wi-Fi switching
- Integrated e-receipts
- Ultra-fast processor
*Rates apply to VISA and Mastercard consumer cards. Subject to approval and underwriting. Terms apply.
Why switch
Why businesses switch to MCR Payments
Fair pricing, faster money and support that actually picks up the phone.
Transparent ICC++ pricing
0.7% ICC++ plus 5p per transaction, shown clearly on every statement. No mystery percentages, no surprise reviews.
Money in the bank faster
Next-working-day settlement keeps your cash flow moving instead of waiting three days for your own money.
No fixed-term contract
Stay because the pricing works, not because you're tied in. No exit penalties, no auto-renewal traps.
£0 PCI fees
Most providers bill £30+ a month for PCI. We charge nothing — you still need to stay PCI compliant, you just don't pay us for it.
Real UK-based support
Speak to a human in the UK who knows your account. No offshore scripts, no ticket queues.
Live in days, not weeks
Apply today, get approved fast and start taking payments as soon as your machine lands.
Savings calculator
See what you could save
Drag the sliders to match your business and compare your current costs against MCR pricing.
Monthly card turnover£15,000
Your current rate1.60%
Average transaction value£18
Estimated saving
Check My Eligibility£93
per month
£1,120 a year
- You pay now
- £240 / month
- With MCR (0.7% ICC++ + 5p)
- £147 / month
- Estimated transactions
- 833
Illustration only. Interchange and scheme fees apply on ICC++ pricing; your final rate is subject to approval and underwriting.
Side by side
Package comparison table
| Feature | MCR Counter | MCR GoPopular | MCR Flex |
|---|---|---|---|
| Best for | Fixed counters | On the move | Indoors + mobile |
| Connectivity | Wi-Fi + Ethernet | 4G SIM included | Wi-Fi + 4G SIM |
| Machine cost | FREE | FREE | FREE |
| Transaction pricing | 0.7% ICC++ + 5p | 0.7% ICC++ + 5p | 0.7% ICC++ + 5p |
| Contract | No fixed term | No fixed term | No fixed term |
| Settlement | Next working day | Next working day | Next working day |
| PCI fees | £0 | £0 | £0 |
| Support | UK-based | UK-based | UK-based |
| Choose MCR Counter | Choose MCR Go | Choose MCR Flex |
How it works
Three steps to cheaper card payments
1
Tell us about your business
60-second form — turnover, business type and how you take payments today.
2
Get your tailored quote
A UK specialist confirms your ICC++ pricing and the best machine for how you trade.
3
Start saving
Your FREE card machine arrives ready to go, with next-working-day payments from day one.
Customer reviews
Businesses that made the switch
“We were paying 1.8% with a three-year contract. MCR halved our fees and the machine was free. Cash lands next morning too.”
“MCR Go with the 4G SIM means I take card on every job, even in a loft with no signal on the customer's Wi-Fi.”
“Straight answers, no jargon and a UK number that actually gets answered. Switching took less than a week.”
End-to-end encryption
Card data encrypted at the terminal.
PCI DSS ready
Guided compliance with £0 PCI fees.
All major cards
Visa, Mastercard, Amex, Apple & Google Pay.
UK support team
Real people, Monday to Saturday.
FAQs
Frequently asked questions
Get my free machine — and start saving
One short form, one call from a UK specialist, and a FREE card machine on its way. No fixed-term contract, no PCI fees, no jargon.
- 0.7% ICC++
- Just 5p per transaction
- FREE card machine
- £0 PCI fees
- Next-working-day payments